Our Products

FiatRails

Non-custodial virtual asset infrastructure for retail and institutions

FiatRails Access

Decentralized on/off-ramp for retail users and merchants. Convert mobile money to crypto instantly through our decentralized merchant network.

• 24/7 instant liquidity via decentralized merchant network
• Non-custodial architecture
• Mobile money integration (M-PESA and more)
• Multi-stablecoin support (USDC, USDT)
• Developer APIs and SDKs

FiatRails Settlement

Non-custodial settlement coordination protocol for banks and payment service providers. Institutional-grade infrastructure for cross-border payments.

• 90%+ volume reduction through multilateral netting
• T+0 settlement with intraday visibility
• ISO 20022 messaging bridge (pacs.008, pacs.009)
• Zero core system changes required
• Immutable audit infrastructure for regulators

Target Markets

• Kenya (M-Pesa integration)
• Nigeria (multiple mobile networks)
• Ghana (MTN, Vodafone, AirtelTigo)
• Africa, Middle East, Asia corridors

Technology Stack

• Access: Avalanche C-Chain
• Settlement: Sovereign L1 (Avalanche)
• Patent-pending netting engine
• REST API & ISO 20022 support

Recognition

• 1st Place—Ignyte x Avalanche 2026
• (1,800+ submissions for Sovereign L1)
• Patent Pending (U.S. 63/943,488)
• Built by Tier-1 finance veterans

AFXO

Institutional-grade FX oracle for emerging markets

Coverage

• 50 fiat currencies (Africa, LATAM, Asia)
• 50 virtual assets
• 4-5 data sources per rate
• Multi-source institutional aggregation
• Real-time and historical data

Use Cases

• DeFi protocols (stablecoin minting, lending)
• DEX pricing and liquidity
• Payment networks and remittance
• Treasury and risk management
• Regulatory compliance reporting

Technology

• Avalanche C-Chain (canonical source)
• Expanding to Base, Arbitrum, Celo, Solana
• Standard DeFi oracle interface
• AI-powered anomaly detection
• Sub-second finality

Jijenge

The decentralized savings & microfinance ecosystem

Core Features

• Digital savings groups (Chamas)
• Rotating credit associations (ROSCAs)
• Peer-to-peer lending marketplace
• Gamified savings challenges
• On-chain credit scoring
• Mobile money integration

Cultural Integration

• Based on traditional African Chama system
• Supports Esusu (Nigerian) model
• Tontine (West African) compatibility
• Localized in Swahili, Yoruba, Hausa
• Community governance features

Innovation

• Smart contract automation
• Transparent fund management
• Decentralized dispute resolution
• Cross-border group participation
• Integration with DeFi protocols

SecuraSign

Blockchain-based digital contracts & signatures

Smart Features

• AI-powered contract generation
• Multi-party digital signatures
• Automated execution triggers
• Immutable document storage
• Legal template library
• Dispute resolution system

Use Cases

• Employment contracts
• Real estate agreements
• Supply chain contracts
• Freelance agreements
• Partnership agreements
• Service level agreements

Compliance

• eIDAS regulation compliant
• ESIGN Act compatible
• GDPR privacy compliant
• Local law integration
• Audit trail generation
• Legal validity assurance

Seamless Integration

Use FiatRails to fund your Jijenge savings group, then use SecuraSign to formalize group agreements - all with one account.

Shared Benefits

Credit history built in Jijenge can improve your rates in FiatRails. Contract history in SecuraSign builds trust across the ecosystem.

Unified Security

One security model, one privacy policy, one support system across all products for a consistent user experience.