Our Products

FiatRails

Non-custodial infrastructure — Access for retail partners, Settlement Computer for institutions

FiatRails Access

Decentralized on/off-ramp for retail users and merchants on Avalanche C-Chain. 66 Solidity contracts, claim tokens (cKES/cGHS/cNGN), mobile money on/off-ramp.

• 24/7 instant liquidity via decentralized merchant network
• Non-custodial architecture (Avalanche C-Chain)
• Mobile money integration (M-PESA, Airtel Money)
• Multi-stablecoin support (USDC, USDT)
• 1.5% transaction fee

Settlement Computer

Custom Avalanche L1 with 11 consensus-level native precompiles. 6 products for institutional cross-border settlement — banks, PSPs, MTOs.

• 91.2% netting compression ($12.13B gross processed)
• 11 corridors on testnet, 1,601 peak TPS
• Cryptographic privacy (Pedersen, AES-SIV, Bulletproofs)
• Post-quantum authentication (ML-DSA, FIPS 204)
• ISO 20022 CBPR+ native (5 message types)

Target Markets

• Kenya (M-Pesa + Airtel Money)
• Nigeria (multiple mobile networks)
• Ghana (MTN, Vodafone, AirtelTigo)
• Africa, Middle East, Asia corridors

Technology Stack

• Access: Avalanche C-Chain (66 contracts)
• Settlement Computer: Custom Avalanche L1
• 11 consensus-level native precompiles
• REST API & ISO 20022 CBPR+ native

Recognition

• 1st Place — Ignyte x Avalanche 2026
• 7 U.S. patent applications (~437 claims)
• CBUAE Technical Sandbox engagement
• Cayman Foundation (CR-431901)

AFXO

Institutional-grade FX oracle delivering deterministic rate feeds across global currency pairs

Coverage

• 50 fiat currencies (Africa, LATAM, Asia)
• 50 virtual assets
• 4-5 data sources per rate
• Multi-source institutional aggregation
• Real-time and historical data

Use Cases

• DeFi protocols (stablecoin minting, lending)
• DEX pricing and liquidity
• Payment networks and remittance
• Treasury and risk management
• Regulatory compliance reporting

Technology

• Avalanche C-Chain (canonical source)
• Expanding to Base, Arbitrum, Celo, Solana
• Standard DeFi oracle interface
• AI-powered anomaly detection
• Sub-second finality

Jijenge

The decentralized savings & microfinance ecosystem

Core Features

• Digital savings groups (Chamas)
• Rotating credit associations (ROSCAs)
• Peer-to-peer lending marketplace
• Gamified savings challenges
• On-chain credit scoring
• Mobile money integration

Cultural Integration

• Based on traditional African Chama system
• Supports Esusu (Nigerian) model
• Tontine (West African) compatibility
• Localized in Swahili, Yoruba, Hausa
• Community governance features

Innovation

• Smart contract automation
• Transparent fund management
• Decentralized dispute resolution
• Cross-border group participation
• Integration with DeFi protocols

Qedis

Consensus-layer privacy for regulated settlement infrastructure

Confidential by Architecture

• Transaction details visible only to the parties and those they authorise
• Settlement correctness verifiable without revealing underlying data
• Disclosure controlled by the data owner, including for audit and supervision

Built for Institutions

• Substrate-agnostic: deployable across ledger infrastructures
• Post-quantum-ready authentication
• Designed for regulated settlement environments
• Patent-pending

Seamless Integration

Use FiatRails to fund your Jijenge savings group - all with one account.

Shared Benefits

Credit history built in Jijenge can improve your rates in FiatRails. Qedis keeps settlement data confidential across institutional deployments.

Unified Security

One security model, one privacy policy, one support system across all products for a consistent user experience.